# The Michaels Group > An independent property and casualty insurance agency led by Jesse Michaels, representing 25+ A-rated carriers. ## Overview The Michaels Group is an independent P&C agency with offices in coastal Florida and New York. Led by Jesse Michaels, the agency represents over 25 A-rated carriers to deliver tailored coverage rather than pushing a single insurer. The team specializes in Florida hurricane and coastal property risks alongside New York personal and commercial lines. ## Locations ### Florida Office - **Address:** 1119 N Dixie Freeway, New Smyrna Beach, FL 32168 - **Phone:** 386-274-8150 ### New York Office - **Address:** 425 New York Avenue, Huntington, NY 11743 - **Phone:** 631-629-2233 **Hours:** Mon-Fri 9AM–9PM, Sat-Sun 10AM–5PM **Email:** jesse@michaelsgroupagency.com **Service Areas:** Coastal Florida (Volusia County, New Smyrna Beach) and New York (Long Island, Huntington) ## Key Pages - Homepage: https://michaelsgroupagency.com/ - Services: https://michaelsgroupagency.com/services - Discounts (Auto Insurance): https://michaelsgroupagency.com/discounts - Florida Coverage Areas: https://michaelsgroupagency.com/florida-coverage - About Us: https://michaelsgroupagency.com/about - Contact: https://michaelsgroupagency.com/contact - FAQ: https://michaelsgroupagency.com/faq - Blog: https://michaelsgroupagency.com/blog ## Service Specialties - **Florida hurricane and flood coverage** — private flood insurance and NFIP policies - **Florida no-fault PIP auto insurance** - **Older Florida homes** — coverage for homes built before 1995 - **Coastal homes** — wind mitigation credits and coastal property risk - **Citizens Property Insurance placement** - **Restaurant and liquor liability** - **New York personal and commercial lines**