Insurance Built
for Florida Living
An independent agency with 25+ carriers and real local agents who answer the phone. Same-day quotes, real people, no runaround.
Protection for Every
Part of Your Life
Independent agency with 25+ carriers means we find the right coverage at the right price — not just the policy with the biggest commission.
Auto Insurance
Full coverage auto policies with competitive rates from 25+ carriers, including rideshare and classic cars.
Home Insurance
Comprehensive coverage for your home, personal property, and liability — customized for Florida homeowners.
Flood Insurance
Because standard home policies don't cover rising water. Essential protection for every Florida property owner.
Business Insurance
General liability, property, and workers' comp tailored for Florida small and medium businesses.
Restaurant & Liquor Liability
Specialized coverage for bars, restaurants, and venues — including liquor liability and equipment breakdown.
Life & Health
Term life, whole life, and health insurance plans to protect your family's future and well-being.
An Agency That
Actually Shows Up
We’re not a call center or a chatbot. We’re a real team with real offices in Florida and New York. When you call, a licensed agent picks up — not a menu tree.
(386) 274-8150Same-Day Quotes & COIs
Need proof of insurance fast? We deliver certificates of insurance and quotes the same day — not next week.
Open Until 9PM Weekdays
Real people answer the phone when you call. Monday through Friday until 9PM, weekends until 5PM.
25+ Carrier Network
We shop your policy across 25+ A-rated carriers to find the best coverage at the best price. No carrier loyalty — only client loyalty.
Proactive Policy Management
We review your policies annually, watch for coverage gaps, and alert you before renewal surprises hit.
Florida Insurance
Experts
From auto and home to flood and business — Florida insurance is complicated. Hurricane deductibles, no-fault auto laws, and coastal underwriting all require a team that knows this state inside and out. We shop 25+ carriers so you get the right coverage at the right price, every time.
Your Local Advisors
Jesse Michaels
Owner
Florida native with over 15 years in the insurance industry. Jesse built this agency on the belief that insurance should be personal, not transactional.
Alana Nelson
Senior Advisor
Alana brings deep expertise in coastal property insurance and has helped hundreds of Florida families protect their homes.
Katya Macek
Senior Advisor
Specializing in high-value homes and complex coverage needs. Katya ensures nothing falls through the cracks.
Lisa Miller
Customer Service
The voice you'll hear when you call. Lisa handles certificates, policy changes, and makes sure every client feels taken care of.
Christian Harrelson
Restaurant & Nightlife Specialist
From liquor liability to equipment breakdown, Christian knows the unique insurance needs of Florida's vibrant hospitality scene.
Tiffany Martin
Licensed Health Insurance Specialist
Tiffany helps Florida families navigate health insurance with clarity and confidence, finding the right coverage for every stage of life.
Two Offices,
One Standard
Florida Office
1119 N Dixie Freeway
New Smyrna Beach, FL 32168
Mon–Fri 9AM–9PM · Sat–Sun 10AM–5PM
After-Hours Calls
Messages left after hours are returned by 8AM the next business day. We don’t make you wait.
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